"According to a recent Policy Exchange study, only 65 per cent of those asked believed fairness would be delivered through a free market. Markets ought to mean meritocracy; instead, failure has been rewarded and success has been punished. In 1999, MG Rover received £150 million in subsidies to stay in the UK. With the banks, taxpayers carried the can for shocking mistakes, exacerbated by lax monetary policy. Giant firms were allowed to indulge in uncompetitive practices. Cheap money also had the effect of artificially rebalancing wealth: savers lost and borrowers gained, with property owners able to bank windfall rewards."